Earning & Health DISCLAIMERS


You expressly agree that use of our site is at your sole risk. neither we, nor any of our affiliates, nor any of our officers, directors, members, managers, shareholders, or employees, agents, nor any of our associates, warrant that our site will be uninterrupted or error-free; nor do we or any of our associates make any warranty as to the results that may be obtained from the use of the site or our services, or as to the accuracy, reliability, or currency of any information, content, service, or user content described on the site.

Except as expressly provided for herein, our site, our services, our information and user content provided and/or made available on the site are provided on an “as is,” “as available” basis. To the fullest extent permitted by law, we specifically disclaim warranties, either express or implied, of any kind with respect to this site, the information contained on this site, the user content provided and/or made available on the site, and any material or product descriptions on the site, either expressed or implied, including but not limited to warranties of title or implied warranties of merchantability or fitness for a particular purpose. No oral advice or written or electronically delivered information given by us or associates shall create any warranty.

Under no circumstances shall we or any other party involved in creating, producing, or distributing our site or our information be liable for any direct, indirect, incidental, special, or consequential damages, including without limitation, lost profits that result from the use of or inability to use our site or information, or use of the materials and/or products offered on or through the site, including but not limited to reliance by you on any information, services and/or user content obtained or reviewed from or on our site or that result from mistakes, omissions, interruptions, deletion of files or e-mail, errors, defects, viruses, delays in operation or transmission, or any failure of performance, whether or not resulting from acts of god, communications failure, theft, destruction, or unauthorized access to our records, programs, or services. you hereby acknowledge that this paragraph shall apply to all content, information, and services that are available through our site.

We do not warrant that the materials, information, or content included on or available through the site are accurate, reliable, current or correct; that any defects or errors will be corrected; or that the site is free of viruses or other harmful components. Your use of the site is solely at your risk.

Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, in such states liability is limited to the fullest extent permitted by law. Further, some jurisdictions do not allow for the disclaimer of warranties, so if prohibited by applicable law, such disclaimer shall not apply to you.

By visiting the Site, using the services offered on the Site, and/or submitting and/or posting content on the Site, you agree that the laws of the State Croatia, without regard to principles of conflict of laws, will govern this Agreement and any dispute of any sort that might arise between you and us. Any dispute relating in any way to your visit to the Site, using the services offered on the Site and/or submitting and/or posting content on the Site, shall be adjudicated in any state court in Croatia, EU. YOU AND WE EXPRESSLY AGREE HEREBY, TO THE FULLEST EXTENT PERMITTED BY LAW TO WAIVE THE RIGHT TO A TRIAL BY JURY.

Earnings Disclaimer

Here at selfdevelopmenttools.com we make every effort to ensure that we accurately represent self development ideas, products and services and their potential for income.

There is no guarantee that you will earn any money using the techniques and ideas in these materials. Examples of these materials are not to be interpreted as a promise or guarantee of earnings. Earning potential is entirely dependent on the person using a specific product, ideas, and techniques. We do not purport this as a get rich scheme.

Any claims made of actual earnings or examples of actual results can be verified upon request. Your level of success in attaining the results claimed in these materials depends on the time you devote to the program, ideas and techniques mentioned, your finances, knowledge and various skills. Since these factors differ according to individuals, we cannot guarantee your success or income level. Nor are we responsible for any of your actions.

Materials on this website may contain information that includes or is based upon forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as anticipate, estimate, expect, project, intend, plan, believe, and other words and terms of similar meaning in connection with a description of potential earnings or financial performance.

Any and all looking statements here or on any of our sales material are intended to express our opinion of earnings potential. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else’s, in fact, no guarantees are made that you will achieve any results from our ideas and techniques in these materials.

Health Disclaimer

This site provides wellness management in an informational and educational manner only, with information that is general in nature and that is not specific to any individual.

The information on this site is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. All content, including text, graphics, images, and information, contained on or available through this web site is for general information purposes only. Vizija uspjeha d.o.o.  and selfdevelopmenttools.com makes no representation and assumes no responsibility for the accuracy of information contained on or available through this web site, and such information is subject to change without notice. You are encouraged to confirm any information obtained from or through this web site with other sources and review all information regarding any medical condition or treatment with your physician.


Vizija uspjeha d.o.o.  and selfdevelopmenttools.com does not recommend, endorse or make any representation about the efficacy, appropriateness or suitability of any specific tests, products, procedures, treatments, services, opinions, health care providers or other information that may be contained on or available through this web site.


Nothing on this site should be construed as personal advice or diagnosis, and must not be used in this manner. The information provided about conditions is general in nature. This information does not cover all possible uses, actions, precautions, side-effects, or interactions of medicines or medical procedures. The information on this site should not be considered as complete and does not cover all diseases, ailments, physical conditions, or their treatment.

You should consult with your physician before beginning any exercise, weight loss, or health care program. This site should not be used in place of a call or visit to a competent health-care professional. You should consult a health care professional before adopting any of the suggestions in this site or before drawing inferences from it.

No Professional Advice

The information contained in or made available through the Sites (including but not limited to information contained on message boards, in text files, or in blogs) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, or legal matters. In particular, you should regularly consult a doctor or medical professional in all matters relating to physical or mental health, particularly concerning any symptoms that may require in-person diagnosis or medical attention. We and our licensors, partners, content providers, experts, and suppliers make no representations or warranties concerning any product, treatment, action, or application of medication or preparation by any person following the information offered or provided within or through this site. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible and accountable for your decisions, actions, and results in life, and by your use of the Sites, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.

Updated September 2017



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